"It came from the federal government and it's in an account somewhere," he said. "It just needs to be doled out to the people and that's what's the most frustrating thing."
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Garden is watching closely as Congress works on a new stimulus bill. The proposal from the Senate includes another $1,200 in direct payments to taxpayers, but it cuts the enhanced unemployment benefit from $600 to $200.
"I know Congress is working on a deal and the deal needs to be worked out much sooner than later," said financial expert Brian Gilder, adding that he hopes they don't "play politics."
EDD troubleshooting: Why is it so difficult to get help with CA unemployment benefits?
EDD troubleshooting: Why is it so difficult to get help with CA unemployment benefits?
State lawmakers are looking for ways to fill the gap, including borrowing billions of dollars from a federal stimulus plan and provide the additional funds to the unemployed in California.
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Sooner is better, because about 59% of Californians lost income as a result of COVID-19. In the Riverside-San Bernardino-Ontario metro area, the rate was about the same, but in the LA-Long Beach-Anaheim metro area it was about 65%, according to the most recent release of the U.S. Census' Household Pulse Survey conducted July 9 to 14.
And with less income, people are struggling to pay their rent or mortgage. An estimated third of Californians are struggling with their housing costs. In the Riverside-San Bernardino-Ontario metro area it's 41% and in the LA-Long Beach-Anaheim metro area it's 33%.
WATCH: CA may create $600 weekly unemployment benefit as enhanced federal aid set to expire
CA may create $600 weekly unemployment benefit as enhanced federal aid set to expire
Garden is one of those people worried about rent.
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"I've been hobbling along through to pay my rent for the last two months since I finished in June," he said. "So, yes it's definitely going to be an issue."
While Gilder stressed, "people need cash flow now, today," until Congress approves a deal, that money won't get sent out for weeks.
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