The reduction involves nearly a million vehicles and will save owners about $48 million.
/*USAA*/ specializes in providing insurance for active-duty, retired and former members of the armed forces.
The rate cut by USAA is the latest by major auto insurers, including the Automobile Clubs in Northern and Southern California, 21st Century, State Farm, Mercury and GEICO.
Industry officials say there's been a drop in claims linked to people driving less and riding in safer cars.
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